Friday, July 5, 2013

ဖုန္းအေၾကြး၀ယ္ျခင္း

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

Smart ဖုန္းအျမင့္ေတြ ကိုင္ခ်င္တယ္.. ပိုက္ဆံမရွိဘူး ဘာလုပ္ရမလဲ..
ဟုတ္ျပီ.. အဲ့ဒါဆိုရင္ ၁၈ ႏွစ္ျပည့္ မွတ္ပံုတင္ရွိရမယ္.. အိမ္ေထာင္စုစာရင္းလိုမယ္..
ရပ္ကြက္ေထာက္ခံစာ၊ရဲစခန္းေထာက္ခံစာ.. ေနာက္ျပီး တလ တသိန္းအနည္းဆံုးရတဲ့ အလုပ္တခုရွိရမယ္. အေၾကြးပံုမွန္ျပန္ဆပ္ႏိုင္ရမယ္.. ရတဲ့လခ အေၾကြးေပးလုိက္တာနဲ ့ကုန္ရင္
အေၾကြးသံသရာထဲေမ်ာသြားလိမ့္မယ္.. အိုေက.. ဒါေတြ စံုရင္ နည္းလမ္း ႏွစ္နည္းရွိတယ္..
ဘဏ္က Hire Purchase နဲ ့၀ယ္တာ.. ေနာက္တခုက Aeon Micro Finance နဲ ့၀ယ္တာ
မွတ္ထားရမွာတခုက Hire Purchase က လက္ငင္းေငြေခ်တာထက္စာရင္ အင္မတန္ဇယားရႈပ္တယ္.. ဟိုဟာလိုတယ္ ဒီဟာလိုတယ္.. စိတ္ေတာ့ညစ္ရတယ္..
လစဥ္လဲ ပံုမွန္ျပန္ဆပ္ရတယ္.. ပိုက္ဆံေတာ့ လံုးကနဲ ခဲကနဲ မေပးရဘူးေပါ့.
ဘဏ္နဲ ့၀ယ္ခ်င္ရင္ ဘဏ္အရင္ေရြးပါ ေလာေလာဆယ္ေတာ့ က်ေနာ္သိတာ
Ayeyarwady Bank ျဖစ္ပါတယ္.. သူ ့ရဲ့ Page ထဲ Note မွာ Hire Purchase အေၾကာင္းအက်ယ္တ၀င့္ ၀င္ဖတ္ႏိုင္ပါတယ္.. ေနာက္တခုကေတာ့ Aeon Micro Finance နဲ ့၀ယ္တာပါ.. သူကေတာ့ လြယ္ပါတယ္ ၁၈ႏွစ္ျပည့္ မွတ္ပံုတင္ အိမ္ေထာင္စုစာရင္းမိတၱဴ ရပ္ကြက္ရဲစခန္းေထာက္ခံစာ ေနာက္ျပီး ကိုယ့္အလုပ္ကေန အမွန္တကယ္ ၀န္ထမ္းျဖစ္ေၾကာင္း Letter Head ပါတဲ့ ေထာက္ခံစာ.. အစိုးရ၀န္ထမ္း၊ ကုမၼနီ၀န္ထမ္း၊ကိုယ္ပိုင္လုပ္ငန္း အားလံုးကို ထုတ္ေခ်းေပးပါတယ္.. Aeon Micro Finance က အေသးစားေငြေခ်းလုပ္ငန္းပါ.. ဖုန္းဆိုင္နဲ ့အေၾကြး၀ယ္မဲ့လူၾကားမွာ သူက စိုက္ေပးျပီး အတိုးေတာင္းတဲ့သေဘာပါ.. ေထာက္ခံမဲ့လူေတာ့ တေယာက္လုိပါတယ္.. အဲ့ဒါကေတာ့ သူငယ္ခ်င္း၂ေယာက္လုပ္ရင္ ပိုေကာင္းပါတယ္.. အဲ့လိုလုပ္လဲရပါတယ္.. ေနာက္ျပီး ၀န္ေဆာင္ခ ၅၀၀၀ က်ပ္ေပးရပါတယ္.. အတိုးႏႈန္းကေတာ့ အင္မတန္နည္းပါတယ္.. ၁.၅ ပါ.. ၆ လ ၁၂ လ ၁၈ လ ၂၄ လ ၾကိဳက္သေလာက္ အရစ္က် ခြဲဆပ္လုိ ့ရပါတယ္.. ၀ယ္ယူမဲ့ဖုန္းတန္ဖိုးက ၅ ေသာင္းကေန စျပီး ၅ သိန္းအထိ ထုတ္ေခ်းပါတယ္.. ေခ်းမဲ့ပမာဏကို Aeon က သတ္မွတ္ပါတယ္.. ရတဲ့လစာကို ၁ ဆခြဲႏႈန္းလို ့ေတာ့ေျပာပါတယ္.. ေလာေလာဆယ္ Aeon နဲ ့ပတ္သတ္ျပီး လုပ္ကိုင္ေနတဲ့ ဖုန္းဆိုင္ ၂ ဆိုင္ရွိပါတယ္.. လွည္းတန္း Samsung Showroom နဲ ့ 09 Mobile ပါ.. ေနာက္ဖုန္းဆိုင္တခုကေတာ့ Family Computer & Mobile ပါ.. သူ ့ Page မွာ သြားျပီးေလ့လာႏိုင္ပါတယ္. အေပၚက ဟာေတြေတာ့ လိုမွာ ၾကိမ္းေသပါပဲ.. သူလဲ အေပါင္ပစၥည္း မလိုဘူးၾကားပါတယ္.. ေနာက္ဆံုးတခုကေတာ့ B2HD Computer, Mobile & Accessories ပါ.. သူဆီမွာေတာ့ Hire Purchase မရပါဘူး.. ဒါေပမဲ့ ကိုယ့္ဆီမွာရွိတဲ့ ဖုန္းအေဟာင္း၊လက္ေတာ့အေဟာင္း အဲ့ဒါေတြ ေပးျပီး ဆိုင္မွာရွိတဲ့ အသစ္နဲ ့ လဲလို ့ရပါတယ္..
ကဲ.. ဖုန္းအျမင့္ေတြဆိုတာ သူေဌးေတြမွ ကိုင္လို ့ရတာမဟုတ္ဖူး ၾကံရည္ဖန္ရည္ရွိရင္
လူလတ္တန္းစားေတြ ၀န္ထမ္းေတြလဲ ကိုင္လို ့ရတယ္ဆိုတာ သေဘာေပါက္ႏိုင္ၾကပါေစ..
Hire Purchase နဲ ့ ဖုန္းအျမင့္မ်ားကိုင္ႏိုင္ၾကပါေစဗ်ာ..

(P.S - Hire Purchase နဲ ့၀ယ္ယူရာမွာ မွန္ကန္ဖို ့ သစၥာရွိဖုိ ့လိုအပ္ပါတယ္.. အေၾကြးပံုမွန္ျပန္ဆပ္ႏိုင္မွ ၀ယ္ပါ.. မဟုတ္ရင္ အေၾကြးသံသရာမွာ နားကားပါလိမ့္မယ္. ေနာက္ျပီး အေပၚက ဖုန္းဆိုင္ေတြနဲ ့ က်ေနာ္နဲ ့ဘာမွ ပတ္သတ္မႈမရွိေၾကာင္း၊ စိတ္၀င္စားပါက သက္ဆိုင္ရာ ဖုန္ုးနံပတ္မ်ား FB Page မ်ားမွာ ဆက္လက္စံုစမ္းပါ )

Sentinel Wai Yan ( CEO & Administrator Unity Online Game )

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